Pradhan Mantri Awas Yojana Uttar Pradesh

The PMAY - Urban scheme is directed primarily towards the people belonging to EWS, LIG and MIG. One of the components of the Pradhan Mantri Awas Yojana is the Credit Linked Subsidy Scheme (CLSS), under which the beneficiaries who have taken a home loan will get the subsidy on the interest payments. Keep in mind that if it's a married couple that is applying for the subsidy, they will receive only one subsidy, irrespective of the ownership status of the property.

The following table illustrates the household income conditions that have to be met, to get the subsidy.

CLSS Criteria under PMAY in Uttar Pradesh

Note: The Credit Linked Subsidy Scheme (CLSS) shown above closed to new applications on 31 March 2022, when PMAY-Urban's original mission period for CLSS ended. Housing assistance under Pradhan Mantri Awas Yojana now continues under PMAY-U 2.0 (launched 1 September 2024), whose Interest Subsidy Scheme (ISS) offers eligible households earning up to Rs. 9 lakh a year an interest subsidy on a home loan of up to Rs. 25 lakh. Check your eligibility for the current scheme on the official PMAY-U portal before applying. 

In addition to the CLSS, there are a few other components under the Pradhan Mantri Awas Yojana that have been designed keeping the following criteria in mind:

• The In Situ Slum Rehabilitation (ISSR) component is to be selected by those people who are living in slums
• The Beneficiary led Construction component is to be chosen by those who own land/house and are interested in construction/extension.
• The CLSS component is to be selected by those who can afford to purchase/construct/enhance house with the help of home loans
• Lastly, there is the Affordable Housing in Partnership (AHP) component, which is selected when the applicant cannot afford a home loan or does not own any land

People who have selected the ISSR component will get a grant of Rs. 1 lakh per housing unit from the government, while those who have opted for the AHP and BLC components will get assistance in the form of Rs. 1.5 lakh per unit.

While filling out the application form for the benefits of the scheme, it is important that you select the suitable component. However, there are certain conditions that have to be fulfilled before you even begin the process. They are:

• You or your family must not own an all-weather house in any part of India
• You or your family should not have taken assistance from the Government of India, under any housing-related scheme

How to Apply for Pradhan Mantri Awas Yojana in Uttar Pradesh

If you reside in Uttar Pradesh and are looking to avail the features and benefits of the PMAY scheme, then the following are the steps that you need to follow:

1. Visit the official website of the Pradhan Mantri Awas Yojana. 
2. Click on 'Citizen Assessment' option
3. You need to select the appropriate category. If you live in a slum, then you need to select 'For Slum Dwellers'; otherwise, select 'Benefit under other 3 components'
4. You will then be directed to a page where you need to enter your Aadhaar number
5. Upon successfully entering your Aadhaar number, a form will appear on the page that you need to fill correctly
6. Lastly, type the captcha code in the box provided at the end of the page to successfully submit your application
7.  Alternately, you can also visit the official website of the State Urban Development Agency (SUDA), Uttar Pradesh, for more information. 

How to Track the Application Status of PMAY Uttar Pradesh

After you have submitted your application online, you can track its status by performing the steps shown below:

1. Visit the official PMAY site. 
2. Click on 'Citizen Assessment' option
3. Under the option, select 'Track Your Assessment Status'
4. Once you have selected this option, you will be asked to fill in the 'Track Assessment Form'
5. There are two ways to fill the form, as shown below:

Type 1 - By Name, Father's Name & ID Type

If you select this type, you will have to enter the details like state name, district name, city name, et cetera, along with your name and mobile number. You also need to select the ID type and enter the corresponding number.

Type 2 - By Assessment ID

This option is easier as you have to enter only the Assessment ID and your mobile number.

After submitting the details mentioned above, you will be able to track the status of your application successfully.

Documents Required for PMAY Application

The following are the documents that you need to submit, along with your duly filled in application form.

• Identity Proof and Address Proof - These documents include PAN card, voter ID, Aadhaar card, driving licence, valid passport, et cetera. For address proof, you can submit most recent utility bills like telephone bill, electricity bill and et cetera, along with any of the aforementioned documents.
• Proof of Income - You need to submit income proof documents along with your application. These can be latest salary slips, Form 16, latest tax returns, or bank statement of the salaried account ranging over last six months. For self-employed, this can also include the balance sheet, self-attested financial statement and the profit and loss account.
• Property documents - There is a long list of property documents that have to be furnished such as valuation certificate, approved plan of construction, Agreement of Sale, affidavit that the beneficiary's family does not own an all-weather house in any part of the country, NOC from the housing society, receipt of advance payments, et cetera.

PMAY Helpline Numbers

In case of any queries related to the Pradhan Mantri Awas Yojana in Uttar Pradesh, you can get in touch with the customer care representatives by calling the toll-free numbers mentioned below:

• National Housing Bank - 1800-11-3377, 1800-11-3388
• HUDCO - 1800-11-6163

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